Late and slow payments aren’t just an accounts receivable nuisance; they choke cash flow, inflate days sales outstanding (DSO), and force companies to borrow just to cover day-to-day expenses. More than half of suppliers say customers pay them late, and 57 % of all open invoices miss their due date. In professional services firms, average DSO now hovers around 60 days—that’s two full months before cash finally lands in your bank account.
PayNation: Built to Get You Paid—Now
PayNation’s real-time processing rail eliminates the “float” between invoice and cash, putting money in your hands the moment a payment is approved. Our platform:
- Routes every transaction through the fastest available network so funds settle in minutes, not days.
- Automates remittance data capture and applies payments directly to your ERP or accounting system, slashing manual reconciliation time.
- Gives customers friction-free payment options (virtual card, ACH, embedded pay-link, QR, wallet) that remove excuses for paying late.
- Provides live DSO and working-capital dashboards so finance leaders can see the immediate impact on liquidity.
How Faster Payments Shrink DSO and Expand Working Capital
Companies already using instant or real-time payments report dramatic gains:
- 88% of payment leaders say faster payment options directly enable growth.
- 54% of finance staff at mid-size and large firms call real-time payments the best tool for settling past-due invoices.
- Two-thirds of SMBs say they will keep doing business with a buyer that offers instant payments.
When PayNation replaces checks and next-day ACH with real-time payments, clients typically see DSO fall by double digits within the first billing cycle—freeing trapped cash to fund inventory, payroll, and growth initiatives instead of expensive credit lines.
Strengthen Supplier & Customer Relationships
Fast, predictable payments build trust on both sides of the B2B table. Large retailers (89%), manufacturers (91%), and insurers (80%) report better supplier goodwill after switching to real-time payments. PayNation’s pay-anywhere experience lets you extend the same courtesy to your own suppliers, deepening strategic partnerships and earning preferred-buyer status.
A Cash-Flow Growth Loop—Powered by PayNation
- Invoice today → cash today: real-time settlement pulls future cash forward.
- Lower DSO → higher liquidity: working capital that once sat in receivables is now deployable.
- Reinvest in operations: fund inventory turns, marketing or R&D without borrowing.
- Scale confidently: predictable cash unlocks better supplier terms and fuels expansion, creating more transactions that flow.
Ready to Move Money at the Speed of Business?
Every day you wait leaves cash stranded in your A/R bucket. Let PayNation cut the delay from days to minutes and turn your receivables into a real-time growth engine.
Book a quick strategy call with our payments team and see how many days of DSO—and how much hidden cash—you can release in the next 30 days.
